Waterfront - Primary on Main
Address
54454 Heron Cove Lane, Elkhart, IN
Price
$ 649,000
Property Attributes
- MLS#202626482
- TypeSingle Family
- Listing Status Active
- CountyELKHART
- CityElkhart
- AreaConcord
- NeighborhoodHeron Cove
- Zip46516
- StyleSite-Built Home
- Year Built1989
- Taxes$ 4843
- Price$ 649,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3119
- Lot Size0.36 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description
Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 45 bedroom, 3.5 bath Haven Offers unmatched Serenity and FunctionalityIncluding a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Lower Level Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family RoomIdeal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock AccessNo Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, 2 Sump Pumps (2026). New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street . Enjoy Summertime on the River with Live Free Music on the Weekends!
| Elementary School | Middle School | High School |
|---|---|---|
| Concord Ox Bow Elementary School | Concord Middle School | Concord High School |
| Price History | |
|---|---|
| 7/3/2026 | Listed $649,000 |
General Features
| Sewer | Septic |
|---|---|
| Heating | Gas,Forced Air |
| Kitchen Level | Main |
| Cooling | Central Air |
| Laundry Y/N | Main |
| Fireplaces | No |
| Water Access Type | Channel Front/Canal |
| Garage | Attached |
| Amenities | Built-In Bookcase,Deck Open,Deck on Waterfront,Dryer Hook Up Gas,Eat-In Kitchen,Foyer Entry,Irrigation System,Kitchen Island,Main Level Bedroom Suite,Formal Dining Room,Main Floor Laundry |
| Status | Active |
| Full Baths | 3 |
| Half Baths | 1 |
| Bathrooms | 4 |
| Year Built | 1989 |
| New Construction | No |
| Subdivision | Heron Cove |
| Style | Two Story |
| Township | Concord |
| Class | RESIDENTIAL |
| Type | Site-Built Home |
| Age | 37 |
| FIPS Code | 18039 |
| Associated Document Count | 3 |
| REO | No |
| Status | Active |
| Auction Y/N | No |
| Common Amenities | Playground,Tennis Courts |
| Dining Room Level | Main |
| Annual Taxes | 4843 |
| Area | Elkhart County |
| Location | City/Town/Suburb |
| High School | Concord |
| City | Elkhart |
| School District | Concord Community Schools |
| Assoc. Dues Frequency | Annually |
| HOA Fees $ | 750 |
| Total Sq Ft | 3329 |
| Elementary School | Concord Ox Bow |
| Middle School | Concord |
| Legal Description | Heron Cove Lot 4& Int In Common Are (Park) |
| Virtual Tour | https://www.propertypanorama.com/instaview/irmls/202626482 |
| Agent First Name | Amy |
| Agent Last Name | Troyer |
| DOM | 68 |
| Tax Year | 2025 |
| PROPOSED FINANCING | Cash,Conventional |
Interior Features
| Basement | Full Basement,Walk-Out Basement,Finished |
|---|---|
| Other Room 1 Level | Lower |
| Kitchen Length | 22 |
| Laundry Room Width | 7 |
| Laundry Room Length | 11 |
| Kitchen Width | 12 |
| Beds | 5 |
| Total Rooms | 10 |
| Dining Room Length | 13 |
| Dining Room Width | 13 |
| Family Room Width | 19 |
| Living Room Width | 16 |
| Other Room 1 Description | Game Room |
| Family Room Length | 24 |
| Living Room Length | 20 |
| Full Baths Main | 1 |
| Full Baths Upper | 1 |
| Total Finished SqFt | 3119 |
| Basement Y/N | Yes |
| Other Room 1 Length | 19 |
| Other Room 1 Width | 16 |
| Above Grade Bedrooms | 4 |
| Below Grade Baths | 1 |
| Below Grade Bedrooms | 1 |
| Full Baths Below Grade | 1 |
| Half Baths Main | 1 |
| 1st Bedroom Level | Main |
| 1st Bedroom Width | 14 |
| 2nd Bedroom Length | 14 |
| 2nd Bedroom Level | Upper |
| 2nd Bedroom Width | 11 |
| 3rd Bedroom Length | 11 |
| 3rd Bedroom Level | Upper |
| 3rd Bedroom Width | 10 |
| 4th Bedroom Length | 11 |
| 4th Bedroom Level | Upper |
| 4th Bedroom Width | 10 |
| 5th Bedroom Length | 16 |
| 5th Bedroom Level | Lower |
| 5th Bedroom Width | 12 |
| Above Grade Finished SqFt | 2144 |
| Below Grade Finished SqFt | 975 |
| Below Grade Unfin. SqFt | 210 |
| Extra Room Level | Lower |
| Living/Great Rm Level | Main |
| Rec Room Length | 19 |
| Rec Room Level | Lower |
| Rec Room Width | 16 |
| Basement Material | Poured Concrete |
Exterior Features
| Exterior | Brick,Cedar |
|---|---|
| Water Frontage | 180 |
| Driveway | Concrete |
| Pool | No |
| Waterfront | River |
| Garage Length | 22 |
| Garage Width | 21 |
| Lot Size Area | 15682 |
| Lot Dimensions | 87 x 180 |
| Lot Description | Level,Slope,Waterfront,Waterfront-Level Bank |
| Garage SqFt | 462 |
| Water Features | Pier/Dock |
| Well Type | Private |
| Water Name | St. Joe River Upper |
| Approx. Lot Size Acres | 0.36 |
| Garage Capacity | 2 |
| ROOF MATERIAL | Asphalt |
| Waterfront Y/N | Yes |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on September 13, 2026 6:04 PM UTC
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